OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Stroylesbank' creditworthiness rating A, which means high credit solvency, the second sub-level. The rating outlook is stable.

High capital adequacy and high loan portfolio security are the key factors having a positive impact on 'Stroylesbank' rating. Good profitability ratios and the loan provisioning policy adequate to the credit risks undertaken by the Bank are highlighted as positive factors. A good balance of assets and liabilities, by their maturities, in the short-term are also typical of the Bank.

High reliance of the liabilities base on the major lenders' financial resources is the key factor restraining 'Stroylesbank' creditworthiness. In addition, the Agency highlights low loan portfolio quality and moderately high concentration of active transactions on the major credit risk items.