OREANDA-NEWS. MEGABANK has improved terms for credits. In particular, the pricing policy on providing crediting services is basically changed. An interest rate is influenced by the credit term and the amount of independent payment.

For example, an interest rate on a car loan for 1 year with 50% initial payment will make 3.4% annually, with 20% independent payment - 7.3% annually. Moreover, for purchasing car at secondary market the credit can be provided for 7 years with minimum independent payment - 30% of the price.

The credit terms for purchasing houses at secondary market are also improved. With initial payment of 30% of its price and 20 years term its rate will make 17%.

There are also changes for cash consumer credits. For credits from UAH 10,000 to 20,000 the annual interest rate is reduced by 4%; for credits from UAH 50,000 to 150,000 - by 9%. In both cases it makes 15%.