OREANDA-NEWS. ‘Expert RA’ rating agency assigned ‘Continental’ Commercial Bank creditworthiness rating В++, which means acceptable credit solvency. The rating outlook is developing, which means equal probability of maintaining and changing the rating in the mid-term.

Very high capital adequacy, the good balance of assets and liabilities by their maturities and the good loan portfolio security have a positive impact on the rating.

Weak competitive standing on the banking market in the regions of presence combined with the narrow customer base, moderately high concentration of the Bank’s business in the region with low investment appeal and the low loan portfolio quality have a negative impact on the rating. In addition, absence of the license for raising retail deposits and the unstable resource portfolio in 2013 are regarded as negative factors.