Expert RA Assigned Republic of Buryatia Mortgage Corporation Rating
OREANDA-NEWS. 'Expert RA' rating agency assigned 'Republic of Buryatia Mortgage Corporation' mortgage bond agent service quality rating at А+, which means very high service quality.
Significant experience in mortgage support under the Housing Mortgage Lending Agency standards, high regulation of the support operations and the low past-due debt in the supported mortgage portfolio are the key factors having a positive impact on the Company mortgage bond support service quality rating. In addition, a dedicated employee engaged in control over access to credit file documents, the Call Center, the ISO certificate in the Mortgage Support Business Process, as well as a good personnel policy and regular personnel training have a positive impact on the rating.
Absence of an in-house risk management business unit and the risks associated with business other than mortgage support restrain the rating.
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