OREANDA-NEWS. 'Expert RA' rating agency assigned 'Prime Bank' creditworthiness rating A, which means high credit solvency; the rating sub-level is three. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

High capital adequacy and acceptable coverage of off-balance credit liabilities with highly liquid assets had a positive impact on the Bank rating. Moreover, the Agency's analysts highlighted the conservative loan provisioning policy and a good loan portfolio quality.

Low coverage of operating costs with net interest and commission income and the moderately high concentration of active transactions on the major credit risk item were the rating-restraining factors.