OREANDA-NEWS. September 25, 2013. Until the end of September, SEB offers an investment deposit, the interest of which depends on the success of 10 globally operating companies.

The portfolio of the investment deposit “Globaalsed Titaanid” consists of large international companies which offer their products and services under well-known trademarks and have historically provided investors with good dividend returns. The following equities are included in the portfolio in equal proportions:

AT&T Inc. – the biggest telecommunications enterprise in the US;

CLP Holdings Ltd – energy group of Hong Kong;

ConocoPhillips – international energy group originating from the US, the third largest oil and gas enterprise in the world;

E.ON SE – one of the world’s biggest energy and gas companies with a head office in Germany

HSBC Holdings PLC – international banking and financial services group with a head office in London;

Johnson & Johnson – health products producer, with the world’s largest product selection;

Procter & Gamble Co – international commodities producer and distributor;

Royal Dutch Shell PLC – international oil and gas company with Dutch-British background;

Siemens AG – Europe’s biggest engineering and electronics group;

Vodafone Group PLC – international British mobile company that provides different communications services all over the world.

Investment deposit with capital protection is a good opportunity to invest in markets where entering for an individual investor would be difficult or expensive. The deposit is combined by considering the growth potential of equity markets. Namely, the zero interest rate policy of central banks favours movement of capital into riskier assets, such as stocks and commodities, to find a higher rate of return.

At the same time it needs to be considered that interest on investment deposits is not guaranteed. If the value of the underlying asset does not rise, no interest will be earned on the investment deposit. However, if money is kept in the investment deposit through the end of the deposit period, SEB will at least return the deposit amount. You can find the terms established under the Guarantee Fund Act, under which a deposit is guaranteed in the event of a credit risk potentially occurring, on the SEB website at www.seb.ee/eng/investor-protection

The deposit period is 3 years and 8 days. Entry into the agreement is free. Further information on the investment deposit can be found here: www.seb.ee/eng/savings-and-investments/deposits/investment-deposit/investment-deposit-globaalsed-titaanid-0