Credit Rating of MEGABANK Raised
OREANDA-NEWS. September 02, 2013. The RA "Expert Rating" decided to raise the credit rating of PJSC MEGABANK and the bonds of the Bank on a national scale to the level of uаА+. Taking the decision to raise the credit rating on the national scale, the Agency is guided by the results of the Bank for the first half of 2013.
The press-release of the agency emphasizes that in the first half of 2013 the key balance sheet indicators of MEGABANK showed a notable growth: the assets – by 5.41%, loans and customers receivables with the reserves – by 8.00%, its liabilities – by 6.13%, the equity capital – by 0.86%.
Compared to the first half of 2012 the net interest income increased by 14.49%, net fee and commission income – by 2.71%, net profit of the bank – by 1.27%.
According to the Agency the increase of these indicators is a major achievement of MEGABANK in the first half of 2013 and confirms the loyalty of strategy, which is implemented by the Bank's management.
Thus, MEGABANK PJSC entered the third quarter with a noticeable increase of capital, liabilities, loans and indebtedness of clients.
The Agency appreciates the marked increase in the key income items of the Bank and believes that it is the policy to optimize the liquidity and capital adequacy of the Bank led to the increase in core items of the Bank's revenue and net profit, against the background of general downturn in the economy of Ukraine in the first half of 2013.
Let us remind that the borrower with a rating of uаА+ is characterized by high creditworthiness as compared to other Ukrainian borrowers.
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