Ukrainian Banking Sector Reports Sustained Increase In Income
OREANDA-NEWS. As of 1 August 2013, the banking sector reported a net profit of almost UAH 2 billion.
Owing to a sustained increase in banks' income, which reached UAH 93 billion in the first seven months of 2013, the banking sector delivered a profitable performance. In July, banks' income hit a record of UAH 14 billion in the reporting year.
An increase in the income and net profit was driven by a rise in banks' interest income.
Breakdown of income and expenses of Ukrainian banks as of August 1, 2013:
Indicators |
Total (hryvnias mln) |
% | |
1 |
INCOME |
92,813 |
100.0 |
1.1 |
Interest income |
72,970 |
78.6 |
1.2 |
Fee and commission income |
13,658 |
14.7 |
1.3 |
Trading income |
1,324 |
1.4 |
1.4 |
Other operating income |
2,616 |
2.8 |
1.5 |
Other income |
690 |
0.8 |
1.6 |
Written off assets recovery |
1,555 |
1.7 |
2 |
EXPENSES |
90,949 |
100.0 |
2.1 |
Interest expense |
45,378 |
49.9 |
2.2 |
Fee and commission expense |
2,213 |
2.4 |
2.3 |
Other operating expenses |
5,403 |
5.9 |
2.4 |
General administrative expenses |
22,325 |
24.6 |
2.5 |
Provision for reserves |
14,576 |
16.0 |
2.6 |
Income tax expense |
1,054 |
1.2 |
3 |
Net PROFIT (LOSS) |
1,864 |
x |
As of 1 August 2013, 177 Ukrainian banks (public joint-stock companies) held the license granted by the National Bank of Ukraine to perform banking activity, 1 bank whereof was licensed as a remedial bank.
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