OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Natsinvestprombank' Commercial Bank (CJSC) creditworthiness rating A, which means high credit solvency; the outlook is stable.

Good loan portfolio quality is noted as the key positive factor: as of June 1, 2013, the Bank did not have any past-due debt; the share of troubled and uncollectible debts was less than 1%. High quality of the off-balance credit liability portfolio also had a positive impact on the Bank's creditworthiness.

The insufficiently conservative provisioning policy and high concentration of active transactions were the main factors producing a negative impact on 'Natsinvestprombank' Commercial Bank (CJSC) rating.