OREANDA-NEWS. Expert RA rating agency assigned 'YUGRA' Joint Stock Commercial Bank creditworthiness rating A, which means high credit solvency, the rating outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term.

A good balance of assets and liabilities, by their maturities, in the short-term, broad business geography and high coverage of off-balance credit liabilities with highly liquid assets have positive impact on 'YUGRA' creditworthiness.

Low business profitability (coverage of operating costs with net interest and commission income came to 61% in 4Q2012 and 73.4% in 1Q2013) limit the rating.