OREANDA-NEWS. Expert RA rating agency confirms 'Petrokommerz' Bank (OJSC) creditworthiness rating A+, which means very high credit solvency; the stable rating outlook is maintained.

High loan security, a good balance of assets and liabilities in the short term were highlighted as positive factors for the rating. The rating was also supported by low concentration of active transactions on major credit risk items, broad business geography and the Bank's strong competitive positions on the banking market. In addition, high diversification of borrowings by sources, availability of positive public credit history and high risk management system quality are typical of the Bank's business.

Low capital adequacy and low business profitability indicators became the principal Bank's creditworthiness restraining factors.