OREANDA-NEWS. ‘Expert RA’ rating agency assigned ‘Perminvestbank’ credit rating A, which means high credit solvency. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

Acceptable capital adequacy, high credit portfolio quality and a good balance of assets and liabilities, by their maturities, in the short-term support ‘Perminvestbank’ rating. The Agency also positively estimates the acceptable loan security, positive raised funds dynamics in the last 12 months and low undertaken currency risks.

The insufficiently conservative provisioning policy, the insufficient balance of assets and liabilities, by their maturities, in the long-term and high concentration of the retail loan portfolio on insecure lending have a negative impact on the Bank creditworthiness.