OREANDA-NEWS. ‘Expert RA’ rating agency assigned ‘Dig-Bank’ Mortgage Joint-Stock Bank creditworthiness rating B++, which means high credit solvency; the outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term.

Moderately high capital adequacy and a good balance of assets and liabilities, by their maturities, in the short-term were noted as the key positive factors.

Moderately high concentration of active transactions on the major credit risk items and the insufficiently conservative loan provisioning policy are the key factors having a negative impact on ‘Dig-Bank’ Mortgage Joint-Stock Bank rating.