OREANDA-NEWS. As of 01.04.2013 the net assets of Finance and Credit Bank passed the threshold of UAH 23.7 billion, which exceeded the same indicator of the last year by UAH 758 million.

The authorised capital of the Bank amounted to UAH 2.1 billion as of 01.04.2013.

The Bank's Q1 2013 operating profit made up over UAH 187.1  million.

As of 01.04.2013 the Bank's Profit and Loss result was over UAH 1.51 million, which exceeded the last year result by UAH 1.48 million.

On March 19, 2013, the Credit Rating agency upheld the uaBBB long-term rating (investment class level) of Finance and Credit Bank according to the national rating scale. The outlook on the rating is stable.

As of 01.04.2013  the Bank's loan portfolio made up UAH 20.5 billion, including UAH 16.8 billion of the corporate loans estimated as of 01.04.2013. The Bank accumulated UAH 1.7 billion of reserve funds to cover risks associated with all types of active operations.

As of 01.04.2013 there are over 161.4 thousand time deposits placed with Finance and Credit Bank, and the number of current accounts of individuals totals over 262 thousand. The volume of funds on retail deposit accounts increased by UAH 706 million as compared to the same indicator of the last year and reached UAH 8.1 billion as of 01.04.2013. The total amount held on deposit and current accounts of individual customers of Finance and Credit Bank exceeded UAH 9.1 billion.

In Q1 2013 Finance and Credit Bank raised its interest rates on deposits for customers-natural persons, and introduced the New Money deposit allowing customers to earn a high income at a maximum interest rate on a regular basis within the entire deposit period.

Nearly 5.5 thousand new users were connected to the "Internet Bank" system in the first quarter of 2013. The most frequent transaction carried out by the users was replenishing/opening of deposit accounts, card to card transfers, payments for providers' services (utility payments, mobile phone top-up, etc).

As of 01.04.2013 Finance and Credit Bank services over 551.5 thousand payment cards of the Visa and MasterCard international payment systems. The card business network consists o 5,393 points-of-sale, 460 own ATMs and 607 payout locations.

The Q1 2013 turnover of  the AVERS international money transfer system reached over UAH 1.6 billion, which exceeded the last year turnover amount by UAH 953 million. The Q1 2013 results show that Finance and Credit Bank performed 348 thousand transactions through the AVERS system, outperforming the Q1 2012 result by 246 thousand transactions. The system cooperates with 78 partner banks and 5 foreign partner systems, comprising over 2.6 thousand agent locations in Ukraine and over 100 thousand agent locations abroad.

The Q1 2013 results being totalled, Finance and Credit Bank imported over USD  115 million, €13.5 thousand. Apart from that, the Bank sold over 70 kg of precious metals.

As of 01.04.2013 Finance and Credit Bank employs over 4.2 thousand people.

The Bank's regional network consists of 15 Regional Administrations and 306 non-accounting bank branches all over Ukraine as of 01.04.2013.