OREANDA-NEWS. April 19, 2013. An extraordinary general meeting of shareholders of NOMOS-BANK decided to reorganize the Bank by adding NOMOS-REGIOBANK (Khabarovsk) and NOMOS-BANK-Siberia (Novosibirsk) which are part of NOMOS-BANK Group. This reorganization is part of NOMOS-BANK integration with Otkritie Financial Corporation.

A separate NOMOS-BANK branch will be created on the basis of NOMOS-REGIOBANK.

The business of NOMOS-BANK-Siberia will be transferred to the Novosibirsk branch of NOMOS-BANK.

 NOMOS-BANK shareholders also decided to increase the Bank’s authorized capital from RUB 5.23 billion to RUB 5.57 billion by issuing 6,791,916 ordinary shares with a nominal value of RUB 50 each and a total nominal value of  RUB 339.6 million. The issue of new shares will be made through the conversion of the ordinary shares of NOMOS-REGIOBANK and NOMOS-BANK-Siberia.

"The joining of NOMOS-BANK-Siberia and NOMOS-REGIOBANK to NOMOS-BANK is an important stage in the integration of NOMOS-BANK Group into Otkritie Financial Corporation’s structure,” said First Deputy President of NOMOS-BANK, Dmitry Romaev. “It will create more new opportunities for the clients of the joining banks, while we will continue to pay special attention to our traditional advantages: high quality of regional expertise and understanding of the regional client base."

The offices of NOMOS-REGIOBANK and NOMOS-BANK-Siberia will work as usual. All obligations that the joining banks have to their customers will be fully implemented by NOMOS-BANK.

All loans, deposits, funds placed on current and savings accounts with NOMOS-REGIOBANK and NOMOS-BANK-Siberia will continue to be serviced. The card service conditions remain unchanged. Clients – both legal entities and individuals – can continue to work with the existing online banking system. Private customers will also be offered NOMOS-Link online and mobile bank services.

In line with reorganization of the joining banks, their clients will have more opportunities to receive funding from NOMOS-BANK. In addition, as part of the integration of NOMOS-BANK within the structure of Otkritie Financial Corporation, NOMOS-BANK clients will have access to investment and pension insurance products, brokerage services and asset management, in addition to traditional banking products.

NOMOS is currently the sixth largest banking group in Russia by total assets and the second largest privately-owned Russian universal banking group with total assets of RUB 899.9 billion and equity of RUB 90.4 billion under audited IFRS accounts for 2012.

As at 31 December 2012, NOMOS had an extensive branch network in Russia with 300 offices in the economically important regions of the Russian Federation, with the majority of its business concentrated in Moscow, St Petersburg, Tyumen (including the Khanty-Mansiysk autonomous district), the Novosibirsk and Khabarovsk regions.

NOMOS provides a full range of banking services to corporate, small business and retail clients. As at 31 December 2012, NOMOS served approximately 13,500 corporate customers, 85,800 small business clients and almost 1.5m retail customers, including private banking clients.

NOMOS has long-term international credit ratings of BB from Fitch and Ba3 from Moody’s (stable outlook for both ratings).

NOMOS-REGIOBANK
OJSC NOMOS-REGIOBANK is a universal bank with regional offices in key economic areas in the Far Eastern Federal District (Khabarovsk, Vladivostok, Komsomolsk-on-Amur, Birobidzhan, Vanino, and Blagoveshchensk). NOMOS-REGIOBANK provides a full range of services to corporate clients, small businesses and individuals.

As of January 1, 2013, NOMOS-REGIOBANK customers include 66,400 individuals, 13,600 small business clients and individual entrepreneurs, and around 1,300 corporate clients.

OJSC NOMOS-REGIOBANK has been part of the NOMOS-BANK Group since 2005. NOMOS-BANK Group is the 6th largest Russian banking group by assets and second-largest Russian private universal bank.

NOMOS-REGIOBANK is one of Russia’s largest regional banks and is among the country’s 200 largest banks in terms of assets. On June 6, 2012, the Expert RA rating agency raised NOMOS-REGIOBANK’s credit rating to A+ “Very high level of creditworthiness" with a “Stable” outlook.

The Bank’s capital has increased since 2004  from RUB 213 million to RUB 3.15 billion (01/01/2013), which allows the Bank to actively increase its financing of the economy of the Far Eastern region and ensure the reliability of its customer investment.

NOMOS-REGIOBANK indicators demonstrate that it is a sound financial institution, which is able to ensure its own stability, has strong position in the financial markets with high asset quality and reliable service.

In 2012,  as part of NOMOS Group, NOMOS-REGIOBANK again demonstrated strong business growth according to all major indicators: its loan portfolio increased 27% year on year (as of January 1, 2013, RAS), totaling RUB 11.46 billion. At the same time, its loan corporate loan portfolio increased 26% to RUB 9.38 billion. The retail loan portfolio grew 35% to RUB 2.08 billion. The structure of the loan portfolio includes 70% share of corporate segment, 12% share of small businesses and 18% share of retail segment. The share of problem loans as of 31 December 2012 was 2.8% of the gross loan portfolio (RAS). The high quality of the loan portfolio is well supported by a conservative approach to risk assessment and to business. Among the benefits demanded by the Bank's credit customers is a wide range of products designed to meet the needs of individual and business segments, quick loan application reviews, and the absence of hidden fees for the issuance of credit.

The customer deposits amounted to RUB 15.6 billion as of January 1, 2013, an increase of 11% year on year. The growth of deposits was due to attractive interest rates and the introduction of new products. Retail deposits accounted to 57.7% of the total customer deposits as of January 1, 2013.

As of January 1, 2013, the Bank's capital totaled RUB 3.15 billion. Profit before tax as of January 1, 2013, totaled RUB 514.44 million.

NOMOS-BANK-Siberia
OJSC NOMOS-BANK-Siberia is a universal bank with offices in key regions of Novosibirsk. NOMOS-BANK-Siberia provides a full range of services to corporate clients, small businesses and individuals.

As of January 1, 2013, NOMOS-BANK-Siberia customers included 37,000 individuals, 7,300 small business clients and individual entrepreneurs and 430 corporate clients.

NOMOS-BANK-Siberia has been part of the NOMOS-BANK Group since 2009. NOMOS-BANK Group is the 6th largest Russian banking group by assets and second-largest Russian private universal bank. Consolidated assets of the Group under IFRS as of December 31 2012, totaled RUB 899.9 billion and its net worth was RUB 90.4 billion.

OJSC NOMOS-BANK-Siberia is one of Russia’s largest regional banks. On January 1, 2013, of  the seven independent credit institutions in the Novosibirsk region, NOMOS-BANK-Siberia, took third place by registered authorized capital and fifth by funds raised from legal entities and individuals.

The Bank’s capital has increased 1.2 times since 2012, up to RUB 1.958 billion (January 1, 2013), which allows the Bank to finance actively the economy of the Novosibirsk region and to ensure the reliability of its customer investment.

NOMOS-BANK-Siberia indicators demonstrate that it is a sound financial institution, which is able to ensure its own stability and has a strong position in the financial markets, with high asset quality and reliable banking service.

In 2012, as part of NOMOS Group, NOMOS-BANK-Siberia again demonstrated strong business growth according to all major indicators: its loan portfolio increased 15.9% (as of January 1, 2013, RAS) year on year totaling RUB 4.273 billion. The corporate loan portfolio increased by 12.6% to RUB 4.023 billion. The retail loan portfolio increased by 120.7% to RUB 0.25 billion.  The structure of the loan portfolio includes 73% share of corporate segment, 21% share of small businesses and 6% share of retail segment. The share of problem loans as of 31 December 2012 was 2.9% of the gross loan portfolio (RAS). The high quality of the loan portfolio is well supported by a conservative approach to risk assessment and to business. Among the benefits demanded by the Bank's credit customers is a wide range of products designed to meet the needs of individual and business segments, quick loan application reviews, and the absence of hidden fees for the issuance of credit.

The customer deposits amounted to RUB 7.9 billion as of January 1, 2013, an increase of 38% year on year. The growth of deposits was due to attractive interest rates and the introduction of new products. Corporate deposits accounted to 57.7% of the total customer deposits as of January 1, 2013.

As of January 1, 2013, the Bank's capital totaled RUB 1.958 billion. Profit before tax as of January 1, 2013, totaled RUB 561.9 million.