OREANDA-NEWS. "Expert RA" rating agency assigned ‘Russian Mortgage Bank’ Commercial Bank (LLC) creditworthiness rating B++, which means acceptable credit solvency; the rating outlook is positive. The positive outlook means high probability of upgrading the rating in the mid-term.

A good balance of assets and liabilities, by their maturities, in the short- and mid-term and acceptable business profitability indicators have a positive impact on ‘Russian Mortgage Bank’ creditworthiness.

Inadequate credit portfolio security combined with high concentration of active transactions on major credit risk items and moderately high share of bad and irrecoverable loans in the loan portfolio restrain the rating.