OREANDA-NEWS. "Expert RA" rating agency assigned ‘BNKV’ Joint Stock Commercial Bank creditworthiness rating A, which means high credit solvency, the rating outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term.

A good loan portfolio security and high business profitability indicators of the Bank are highlighted as the key positive factors. In addition, high coverage of off-balance credit liabilities with highly liquid assets and the minimum currency risk are typical of the Bank’s business.

Insufficient balance of assets and liabilities in the mid- and long-terms and moderately low capital adequacy were the key factors restraining the Bank rating.