OREANDA-NEWS. PJSC "Ukrsotsbank" that operates under the UniCredit Bank trade mark was acknowledged as one of the best banks in rendering car loan services according to the results of the "50 leading banks of Ukraine" research in 2012, held by the newspaper "Kommersant-Ukraine".

Namely, PJSC "Ukrsotsbank", UniCredit Bank™, ranked 2nd in the "Car loans" nomination. The relevant nomination was a composing part of an overall "50 leading banks of Ukraine" rating, which is regularly held by the "Kommersant-Ukraine" edition.

Lyubomir Punchev, Head of Retail Business of PJSC "Ukrsotsbank" that operates under the UniCredit Bank trade mark, commenting the recognition, said: "It is not the first time PJSC "Ukrsotsbank", UniCredit Bank™, has been acknowledged as one of the best providers of car loans services by leading national periodical editions. This recognition is another confirmation of our right strategy in this segment. We also plan to guide 2013 under the motto of “the most automobile” bank at the market. And we hope that strategic partnerships with the biggest and most important dealerships in the country combined with the hard work of all our team will be highly appreciated also in future."

When choosing the best one in the "Car loans" nomination the following criteria have been used: average annual efficient rate, minimal primary installment, maximal loan term, coverage index, demand of guarantor, bank readiness to count unconfirmed income, penalty size for untimely redemption, time of loan issue, quantity of accredited insurance companies, absolute and relevant growth of individuals’ loan portfolio in 2012. Besides this the quantity of concluded deals on car loans was also taken into account.

It should also be noted that PJSC "Ukrsotsbank",UniCredit Bank™,on 18 March 2013 launched a full scale promotion campaign on car loans: "Real car – real terms", which would last till 31 May 2013 with a possibility of its prolongation. The alliance of insurance companies "AXA", "Arsenal", "VUSO", "Universalna" has become a partner of the current program. The program offers the most advantageous crediting terms for car purchase, available at the market. According to this promo a client can choose 0% advance payment, 0% commission or 0% rate. Besides that client can receive the positive decision of loan issue even before he/she chooses the car. Having such a decision, the client can choose the type of a movable property in any saloon depending on the approved loan amount.