OREANDA-NEWS. “Expert RA” rating agency upgraded ‘VostSibtranskombank’ creditworthiness rating to A, which means high credit solvency; the rating outlook is stable, which means high probability of maintaining the rating in the mid-term. The Bank used to have rating B++, which means acceptable credit solvency, with the positive outlook.

Low concentration of active transactions on major credit risk items, high security of the gross loan portfolio and low concentration of borrowings on major lenders still support the rating.

The Agency regards low capital adequacy with its suboptimal structure, insufficient balance of assets and liabilities, by their maturities, in the long-term and high immobilization of the Bank’s capital as the rating-restraining factors.