OREANDA-NEWS. “Expert RA” rating agency confirms “AltaiBusiness-Bank” Joint-Stock Commercial Bank (OSJC) creditworthiness rating B++, which means acceptable credit solvency; the rating outlook is stable.

High capital adequacy combined with a good balance of assets and liabilities, by their maturities, in the short- and long-term support “AltaiBusiness-Bank” rating. The Bank has a highly secured loan portfolio.

The narrow customer base in the corporate and retail lending segments and the high share of loans provided to the Bank’s related parties were the principal factors that limited “AltaiBusiness-Bank” creditworthiness.