OREANDA-NEWS. February 18, 2013. This is stated in the research “MEGA: Analysis of Economic Growth of Moldova” . According to expert Adrian Lupusor, the growth will be determined by inflation chiefly. One more important factor comprises profile risks. According to experts, the worsening quality of loan portfolios is a key problem for the national banking system.

To overcome this problem the procedure of restructuring of bad credits has to be simplified and debtors and lenders have to be allowed to settle their disputes out of court, experts say. Besides, banks have be authorized to enforce charges in order to be able rapidly cover past due debts. In 2014 the level of risks is expected to lower, experts think and forecast the average rate on loans to decline to 13%.

It should be reminded that the new all –time minimum of the average interest rate was recorded on loans in MDL provided in December, 2012, which made up 11.98% p.a. The average interest rate on loans in forex made up 8.32% p.a. in December, 0.59 p.p. up as compared with the previous month.