OREANDA-NEWS. October 23, 2012. From now the clients-borrowers of "PRAVEX-BANK" PJSCCB have the possibility not only to obtain the loan under favourable conditions but also to draw up the insurance policy which will help to fulfill the commitments under loan in case of unforeseen events, reported the press-centre of PRAVEX-BANK.

While drawing up of the loan the clients rarely think over the fact than something negative can happen in their life. But unfortunately unpleasant events which can cause the loss of possibility to repay the exposure in time — are not a rarity.

For insignificant cost of insurance policy the client will get confidence in his/her future and provide a timely financial assistance in case of necessity. 

Insurance policy can be drawn up by the clients who applied to the Bank to obtain mortgage, cash or car loan. This service can be used either by the clients who just draw up the loans or those borrowers whose agreements expire in less than 1 year. The clients can choose the following types of insurance:

Unemployment insurance ensures timely paying of regular payments under loan in case of unemployment till the time of employment to the new place. It is applied to all cases — if the client unexpectedly lost the job, was dismissed due to the staff reduction or his/her company — employer became a bankrupt.

Accident insurance and health insurance will provide the client and his/her family with the reliable financial assistance in order to fulfill the credit liabilities in case of unemployment, health injury that caused the loss of solvency and impossibility to repay the exposure.
 "We apply maximal efforts to protect and ensure the comfort for our clients, so we cooperate only with reliable partners-insurance companies that allow to get qualitative and perfect servicing. The sales of such insurance policies are primarily the additional guarantees for our borrowers" as Semion Babayev, Head of Retail Department of "PRAVEX-BANK" PJSCCB commented.