OREANDA-NEWS. October 08, 2012. The Bank has won a prize for the "Best Mortgage Offer" in a specialized exhibition-fair Real Estate -2012, which was held in the Central House of Artists at Krymskiy Val (Moscow) , reported the press-centre of Nordea Bank.

At the Nordea stand the visitors could find out about our mortgage programs, as well as obtain housing consultations from the Bank’s specialists (over 250 guests were consulted during the event).

Nordea Bank offers mortgage loans "Classical", "Special-Purpose" and "Any-Purpose", as well as "Mortgage Loan for Investment Participation in Construction" co-brand program being implemented by the Bank jointly with partners such as YIT and NCC Real Estate, as well as the "Mortgage Refinancing" program.

Among important advantages of Nordea Bank’s mortgage programs are: the possibility of a loan amount pre-approval based on 3 documents, the minimal down payment of 10%, a 30-year maturity, no prepayment penalty, differentiated (declining) or annuity (fixed) repayment options, commercial properties and land plots are accepted as collateral, no origination fee, the possibility to use a covered irrevocable letter of credit for settlements under mortgage deals and etc. It should be noted that the mortgage interest rate does not depend on an applicant’s income proof form (whether 2-NDFL or that applicable in the Bank).