OREANDA-NEWS. August 09, 2012. Probusinessbank launched a new financial product: "Detsky" bank deposit, which is opened in favor of a third person. Parents can open and replenish the deposit account, while the child will be able to use the savings at the age of 14, reported the press-centre of Probusinessbank.

The deposit account can be opened in RUR, USD, EUR for the minimum amount of RUR 1 000 / USD 100 / EUR 100. The amount of savings can be increased, as the "Detsky" deposit can be replenished during the first 300 days. 

The interest rate is 9% p.a. for RUR deposits and 6% for USD and EUR deposits for 365 days with an option of prolongation until the child is of age.
 
The "Detsky" deposit can be opened only in favor of third parties – children younger than 18 years.  The funds can be deposited by parents, relatives, or any other person willing to amass a certain amount of money for the child. The depositor has full rights to the deposit till the moment when the child addresses the bank to use the money. The child can do it as soon as he/she reaches the age of 14, and the passport is required. Starting from this moment the child is the only person having the right to replenish the deposit, withdraw the money or close the deposit account.

Probusinessbank has a diversified range of deposits, which can satisfy needs of a sophisticated borrower: "Based on trust" – 10% p.a. for RUR deposits / 7.5% p.a. for USD and EUR deposits,  "Optimal" – 9% p.a. for RUR deposits / 6% p.a. for USD and EUR deposits, "Super-Deposit"  – 8.5% p.a. for RUR deposits / 5% p.a. for USD and EUR deposits, "Pensionny" – 9% p.a. for RUR deposits / 6% p.a. for USD and EUR deposits, "Pensionny-plus" – 5% p.a. for RUR deposits.

More detailed information about the bank’s services and office hours is available on the official web-site or in the Customer Support department: (495) 933-37-33.