OREANDA-NEWS. August 03, 2012. The rating agency Expert RA has confirmed the service reliability and quality rating of OJSC ROSNO-MS at A++ ("Exceptionally High Service Reliability and Quality Level"), with the rating forecast "Stable", reported the press-centre of ROSNO.

The final rating of OJSC ROSNO-MS was positively affected by low quantity of substantiated complaints for performance of this medical insurance organization (1 substantiated complaint per 1 million insurants in 2011) and high growth rate among OMI insurants (4.6% as of 01 January 2012 vs. 01 January 2011). "Our company traditionally pays much attention to individualized provision of information to insurants, and the share of information transparency improvement costs in the total business cost structure is quite high (3.8% of total business costs in 2011). The level of appealability to our medical insurance organization via hotline and Internet is also higher than market average", notes Mr. Alexei Yanin, head of the insurance companies rating division of Expert RA.

Among positive factors are high values of current liquidity ratio (117.1% as of 01 April 2012) and solvency margin (deviation of actual solvency margin from normative value equalled 2763% as of 01 April 2012). The quantity of fines imposed on the company is low (0.1% of total business costs in 2011).

According to FSFR, in 2011 OJSC ROSNO-MS held a 2nd position in terms of OMI contributions among all Russian medical insurance organizations. The company’s market share amounted to 12.4%. Along with obligatory medical insurance, the company also specializes in voluntary medical insurance (96th position by VMI contributions in 2011). In 2011, the company collected OMI contributions in 30 RF subjects, and VMI contributions — in 7 RF subjects.

According to Expert RA, as of 01 April 2012, the company’s total assets equalled 6.6 bn roubles, with equity equaling 945.9 mln roubles, and authorized capital of 200 mln roubles. In 2011, OMI contributions amounted to 74.9 bn roubles.