OREANDA-NEWS. July 23, 2012. NOMOS-BANK published financial results for the first half of 2012 (figures are according to Russian Accounting Standards and do not include other banks that are part of NOMOS-BANK Group), reported the press-centre of NOMOS-BANK. 

Net income of NOMOS-BANK for the six months ended June 30, 2012 was RUB 3.46 billion.

Net interest income was RUB 9 billion, an increase of 13% compared to the first half of 2011.

Net commission income for the first half of 2012 increased 36% to RUB 1.4 billion compared with the first half of 2011, due to the efficient development of cross selling and services to customers.

The Bank assets as of July 1, 2012 were RUB 469 billion. The structure of the Bank assets did not change significantly. The Bank’s main business is lending. Total loans outstanding increased by 5% to RUB 347.7 billion compared to the level at December 31, 2011.

The funding base of NOMOS-BANK remains well diversified. Customer accounts and deposits were RUB 270.7 billion and represented 65% of total liabilities of the Bank as of June 30, 2012. The amount held on account by individuals rose 16% to RUB 68.1 billion compared to December 31, 2011.

The Regulatory capital of the Bank was RUB 62.8 billion as of July 1, 2012, having increased 5% since January 1, 2012.

The Capital adequacy, in compliance with the requirements of the Bank of Russia, was 11.28% which was at a similar level as at December 31, 2011.

The quick and current liquidity ratios are stable and are above statutory minimum levels (N2=58.16%; N3=85.93%).