OREANDA-NEWS. June 28, 2012. Deputy Director of FBK Banking Audit Department Roman Kenigsberg appeared at the online conference of the portal Finam.ru "Financial sector: are the Russian banks threatened with the deficit of liquidity?", reported the press-centre of FBK.

Commenting on the problem of the liquidity deficit Roman Kenigsberg has noted that it could not be said that there wasn`t any money in the bank system but its volume is really decreasing. "The money sufficiency depends on many factors including the growth of consumer activity what is confirmed by high growth rate of consumer credits, decrease of saving ratio in the population incomes using structure to the level of the middle 2008", - the auditor noted. He has explained that in itself the waiting of the crisis new wave must moderate consumers` appetites lowering the pressuring both on the import trade (from here the influence on the trade balance and currency rate) and on outflow of funds from banking deposits and on demand for credits.

According to Kenigsberg from Bank of Russia the professional community is waiting for a realization of earlier announced the currency rate management strategy – using the currency interventions only in the very top or bottom of trading range. "In expectation of a crisis new wave all emissive centers are trying  to lower the exchange rate having given a head start for the national economy in the competition at the global markets", - FBK representative explained.