OREANDA-NEWS. May 14, 2012. NOMOS-BANK and Generali PPF Life Insurance LLC are offering a new life insurance and savings product on the Russian market under the Optim brand, reported the press-centre of NOMOS-BANK.

The novelty of Optim is a special balance between the risk and savings components, which dispenses with the need for medical underwriting of the insured person. This means that the customer obtains insurance protection as soon as the policy application is submitted and paid. Optim allows the customer to focus on his savings objective, while also providing health and accident protection.

“The Optim product is our response to frequent requests from our customers for insurance ‘here and now’, without the need to agree conditions with an insurance company,” said Dmitry Domarev the Head of Premium Banking at NOMOS. “The addition of Optim to our product portfolio means that we can now provide our customers with insurance for all occasions.”

NOMOS-BANK offers life-insurance and savings products as part of its premium banking service, taking account of the differing needs of its customers. The Bank’s life insurance products are:

- Premium for established professionals with an active life style who want to combine saving with maximum insurance protection;

- Solnyshko (“Sunshine”) for customers who are thinking about their children and want to plan their financial future in advance; and

- Optim for older customers who are building financial capital to ensure financial independence when they retire and also want health and accident insurance.