OREANDA-NEWS. April 18, 2012. RBC.rating website reports that as of year-start 2012 Uniastrum had 596,135 cards in circulation and that last year the Bank distributed 66,264 cards, 13,790 of which featured an overdraft facility. In 2011 Uniastrum’s card portfolio expanded 15% to Rb 3.85 bn, reported the press-centre of Uniastrum.

FY11 results also show Uniastrum ranking among the nation’s Top-30 banks by total in-house ATMs deployed countrywide. As of January 1, 2012, the Bank had 560 own-brand cash machines operating in Moscow and the Moscow region and 95 self-service payment kiosks. One of the first banks to sign up with the United Settlement System (USS) in 2008, Uniastrum ensures that its customers are able to use ATMs owned by other members of the network at preferential rates. USS currently unites over 90 banks, while the total number of cash machines operating within the system is now over 17,000.

Uniastrum’s present card mix includes over five product groups, each specially designed to cater to diverse customer needs and objectives, such as, among others, saving or using credit with no interest charged.

“Uniastrum’s card business is developing along two main lines: one is devising new offers for diverse client segments, while the other is the ongoing improvement of the infrastructure,” notes Vasily Kuznetsov, Deputy Chairman of the Bank’s Management Board. “A rich and varied product mix, an extensive ATM and payment kiosk network, and the deployment of increasingly sophisticated online solutions combine to ensure that Uniastrum cards afford maximum convenience and benefits for their holders.”