OREANDA-NEWS. March 21, 2012. Unibank has launched a new deposit product for non-resident physical and juridical persons – “Exclusive”. For placing a deposit for a period from 91 to 180 days the annual interest rate is 5.7% in USD and 4.7% in Euro, from 181 to 365 days – 7.7% in USD and 6.75 in Euro. The minimal deposit sum makes 1.000 USD or Euro. Clients can select interest payment procedure: monthly or at the end of the term, reported the press-centre of Unibank.

“Exclusive” deposit is specially developed for non-resident persons and is notable for high profitableness especially for the Russian market. The convenience of the deposit is that it allows placement both for a long period and three months. Taking into account the favourable conditions and the presence of the representative office of Unibank in Moscow, that considerably simplifies the procedure of investing deposits by non-residents, “Exclusive” deposit is in great demand”, said the financial director of Unibank Diana Jeyranyan.

Unibank offers various deposit products in AMD, USD and Euro notable for their options and privileges: replenishment or partial withdrawal, multi-currency regimen, interest capitalization, etc. At the beginning of the year the Bank increased interest rate on term deposits for resident physical persons up to 13% in AMD, 9% in USD, and 7% in Euro. Resident juridical persons are offered deposits at 7.32% in AMD, 8.76% in USD, and 8.34% in Euro.

By 31.12.2011 the volume of term deposits in Unibank made 65.2 billion AMD, having increased by 30% as compared with the index of the preceding year. In 2011 term deposits of juridical persons increased by 68% thus exceeding 11.6 billion AMD. Owing to population confidence and wide variety of deposit products with the regard for customers’ requirements, Unibank occupies leading position at the banking market by the portfolio of term deposits.