Latvijas Krajbanka Reports on Decision of Market Commission
OREANDA-NEWS. February 27, 2012. During an extraordinary meeting the Board of the Financial and Capital Market Commission (hereinafter – the Commission) decided to accept the proposal of JSC "Latvijas Krajbanka's" (hereinafter – the Bank) insolvency administrator KPMG Baltics (hereinafter – the Administrator) to file a petition with the court for initiating bankruptcy proceedings against the Bank, reported the press-centre of Latvijas Krajbanka.
The Commission assessed conditions and criteria according to which the Administrator had made its decision on the Bank's bankruptcy as economically and legally most justified solution. The Commission evaluated proposals submitted for the Bank's rehabilitation and recovery by involving support from commercial activities and the Deposit Guarantee Fund's (hereinafter – the DGF) legal powers to participate in the Bank's restructuring process.
The Commission concluded that the DGF has no legal powers to implement any of the proposed support solutions and to take part in the measures for recovering the Bank's activities, because in accordance with the DGF law, the DGF funds must not be used for any other purposes but the payment of State-guaranteed compensations and covering expenses related to arranging the payment procedures.
The Administrator had received and analyzed five remedial proposals that were all assessed as unjustified, because of the insufficient amount of financial investments offered for ensuring the Bank's capital in accordance with the regulatory requirements. Besides - without the DGF support and/or participation - none of proposals could guarantee liquidity in the amount that would be sufficient for fulfilling the Bank's obligations.
After receipt of the Bank's insolvency solution, the external consultant PricewaterhouseCoopers SIA analyzed all the proposals for the Bank's recovery and also concluded that none of the offers could be feasible in practice and financially justified under the current circumstances. Consequently, the Commission holds an opinion that resolving the Bank is not feasible in practice and bankruptcy proceedings are to be launched, which is also the only solution to meet the best interests of creditors.
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