OREANDA-NEWS. February 17, 2012. The rating agency Expert RA has confirmed credit rating of Bank Pervomaysky (ZAO) at a high level of creditworthiness, the rating outlook is stable.

The main factors that positively influence the level of rating of the bank, are the low concentration of active operations at the facilities of a large credit risk, balance sheet structure in the short-term horizon, a high level of security of the loan portfolio.

The main factors limiting the rating level, a low level of capital adequacy, conservative policy is not enough redundancy, as well as the dependence of the bank's retail deposits as a source of funding for their low geographic diversification.