OREANDA-NEWS. February 9, 2012. The rating agency Expert RA has raised credit rating of CB InterCredit to the level of B++ acceptable level of solvency, forecast stable. Earlier, the Bank has acted rating of B++ sufficient level of solvency, forecast stable.

The key factor in the increase in ratings of the Bank InterCredit, attributed the resource base to reduce dependence on short-term money supply growth in the loan portfolio, improving the balance of assets and liabilities on long-term horizon. The Agency also notes the growth of the bank's customer base and diversification of investments by sectors of the economy, - says Stanislav Volkov, head of credit rating institutions Expert RA. In addition, the support rating has traditionally provided a high level of capital adequacy: on 11/01/11, he is 24%.

Limit the level of creditworthiness of the bank's asset and liability imbalances in the short-term horizon, the instability of the resource base and its dependence on ultrashort liabilities, as well as the high concentration of large credit risks to clients.