OREANDA-NEWS. November 29, 2011.  “Accurat” Auto insurance product is now available for all clients of Ingosstrakh Insurance Company in Moscow and Moscow Region. Under the new proposal, auto vehicles of any value of domestic and foreign production, not older than 10 years, can be insured.

Proposal on auto insurance is designed for thorough and experienced drivers who prefer the careful driving style. Insurance indemnity covers damage incurred on insured as a result of an accident with third party guilt evidence. This product is for those who are not willing to put up with restrictions and conventions: the contract does not include deductible, and the limit of indemnity, amount of which does not decrease after the loss occurrence, is limited only by value of the insured vehicle. The amount of insurance premium also depends on vehicle cost and age: taking into account these parameters, the "Accurat" policy will cost motorists from 6,9 to 16,3 thousand rubles.

At the loss occurrence, indemnification will be conducted in kind under so-called system “new for old”, that is an insured will be able to repair his vehicle with the company’s referral, excluding amortization of damaged parts. Number of drivers, listed in policy, as well as their experience and age, does not affect the cost of the product. In this case insured can be quite sure, that Ingosstrakh Insurance Company will cover all the losses, and a car will be repaired after an accident, caused by other road users.