OREANDA-NEWS. November 22, 2011. Ingosstrakh Insurance Company is launching a new product on a regional voluntary motor called "Optimal-region" that will provide a solid financial protection for owners of cars with the term of exploitation from 2 to 7 years.

The product is being used in Moscow and Moscow Region for more than a year. It has established itself among motorists as more cost-effective alternative of comprehensive CASKO agreement for the vehicles taken from the guarantee maintenance. Now regional clients also have an opportunity to save money on CASKO, as tariff reduction on the risk of "damage" now is 10%, taken the insurance contract includes a complete list of risks most relevant of which are: the damage in case of accident, fire, adversary acts of third persons, damage to the vehicle by batted/falling object. On client request, the risk of theft may be excluded from the contract, which will also reduce the amount of insurance premiums.

The essential difference of the new product is a natural form of compensation, which means that the vehicle will be send for repair at the service station of the insurer‘s choice. However, this does not mean that Ingosstrakh Insurance Company limits its customers in choosing the form of compensation. The insurer always has an alternative after the accident: repair or refund.

The new product includes all the main advantages that distinguish CASKO from Ingosstrakh. The possibility to get a refund for damage to the paintwork of one detail and/or to the exterior glazing, exterior lighting, mirrors and antenna without any statement from the Ministry of Internal Affairs. Regardless of the number of insurance cases insurance amount is not reduced during the period of insurance. Ingosstrakh Insurance Company also will reimburse the insurer’s costs of evacuating the vehicle from where an accident took place.

The product is available in all regional offices of Ingosstrakh Insurance Company.