OREANDA-NEWS. July 21, 2011. The rating agency Expert RA has confirmed the A++ grade ("Exceptionally high reliability level") assigned to OJSC ROSNO-MS. In the short-term perspective, it is exceptionally highly probable that this medical insurance organization will timely and reliably fulfil all its financial and non-financial obligations, both the current ones and those arising in the course of its business. In the medium term, it is highly likely that the company will timely and reliably perform its obligations even in case of substantial negative changes in macroeconomic and market indicators, reported the press-centre of ROSNO.

As noted by Expert RA, it was possible to confirm the highest reliability rating of OJSC ROSNO-MS thanks to such factors as high investment portfolio liquidity and reliability indicators (the share of liquid investments as of 01 January 2011 equalled 97.5% of the total investment volume), high degree of implementation of the OMI territorial programs in the regions of the company’s presence (in 2009 — 1.4%, with an average value of 22.3%), and the company’s overall solid OMI market position.

Among the factors positively affecting reliability were noted: expansion of operations in the Russian regions (2010 — 28 regions, 2009 — 25 regions) and higher OMI compensation payment level as compared to the average figure for the regions of the company’s presence. According to FSSN, in 2010 ROSNO-MS held the 2nd position in terms of OMI contributions (payments) among all Russian medical insurance organizations.

The company’s distinguishing feature noted by the rating agency is its intensive expert activity and economic efficiency (in 2010, 1217.5 medical aid quality tests were conducted per 10 thousand insurants, with an average value of 943.8). The well-organized ROSNO-MS hotline enabled increase of the number of clients contacting the company by phone. An important role is played by the active position of the company management and the high social importance of its activities.

The reliability of ROSNO-MS is also ensured by the solid financial potential of the company’s owner (OJSC IC ROSNO has a reliability rating of A++ from Expert RA).

Presently, among 90 insurance companies operating in the RF OMI market, only two organizations have an independent rating as high as A++. The rating was prepared in accordance with the methodology developed by the agency Expert RA and taking into account the specifics of the OMI system.