OREANDA-NEWS. July 19, 2011. Raiffeisenbank is offering a new saving opportunity with its product "Strakhovoy (premium)" at 12% p.a., reported the press-centre of Raiffeisenbank.

Deposit "Strakhovoy (premium)" can be opened for customers buying a Premium banking package with a 6-year mixed life insurance policy. For this purpose, the customers can also choose from the variety of financial security and savings options provided by OOO Insurance Company "Raiffeisen Life": "Raiffeisen Perspektiva", "Raiffeisen Kinder" or "Raiffeisen Optimum". Another condition for opening of the new deposit is upfront payment of a 1-year premium on the policy (min. RUR 50,000).

The deposit can be opened for a period from 1 month up to 2 years in roubles, USD or euros. The minimum deposit amount is RUR 50,000 (USD 1,000 or EUR 1,000).

The RUR deposits earn from 6.5% up to 12% p.a., while USD and EUR deposits earn from 2.5% up to 8% p.a. (depending on the term of the deposit and insurance policy). The rate is fixed for the whole term of the deposit, with interest is payable once the deposit matures.

"People in our country are more interested in insurance of their property than of their own life and health," says Andrey Stepanenko, member of the board of ZAO Raiffeisenban and the Head of Retail Private Individuals Directorate. "And since deposits remain their favourite saving tool, we decided to offer a new product that provides financial security for the customer, their property and family".