OREANDA-NEWS. July 1, 2011. In the framework of the project on development of the “Be Healthy” clinics network Ingosstrakh OJSIC begins to sell new insurance products on voluntary health insurance (VHI) for natural persons living in Ufa.

On May 17, 2011 the fourth regional office of the “Be Healthy” clinics network was opened in Ufa. The whole scope of necessary ambulatory and dental services is provided there.

Four insurance programs are offered to clients: “Optimal Be Healthy”, “Standard Be Healthy”, “Basic Be Healthy”, “Start Be Healthy”. They are developed taking into account clients’ needs, as everyone can choose the scope of services he needs.

The “Optimal Be Healthy” product covers the optimal set of medical services: ambulatory medicine, including calling a doctor within the city limits , and dental health service on the basis of the “Be Healthy” clinic, as well as emergency in-patient treatment in the best patient care institutions of the city. The following insurance payments under the programs in the framework of this product are provided: “Outpatients’ clinic” - RUB 1,000,000; “Specialized dentistry” – RUB 500,000; “Emergency in-patient treatment” – RUB 1,000,000.

In the framework of the “Standard Be Healthy” product, outpatient and dental health services on the basis of the “Be Healthy” clinic are provided, including calling a doctor within the city limits. The following insurance payments under the programs in the framework of this product are provided: “Outpatients’ clinic” – RUB 1,000,000; “Specialized dentistry” – RUB 500,000.

The “Basic Be Healthy” product gives an opportunity to get only outpatient services in the “Be Healthy” clinic, including calling a doctor within the city limits. The insurance payment under the “Outpatients’ clinic” program is RUB 1,000,000.

People who purchase the products “Optimal Be Healthy”, “Standard Be Healthy” and “Basic Be Healthy” have an opportunity to get outpatient and dental health services in emergency cases in “Be Healthy” clinics in other cities during a business trip or on holidays.

The money-saving product “Start Be Healthy” covers the necessary scope of services on the basis of the “Be Healthy” clinic, including dental treatment of 4 teeth and home care within the city limits. The following insurance payments in the framework of the product are provided: “Outpatients’ clinic (money-saving)” – in the regions – RUB 1,000,000; “Specialized dentistry (money-saving)” – in the regions – RUB 500,000; “Emergency in-patient treatment” – RUB 1,000,000.

According to Tatyana Kajgorodova, Ingosstrakh OJSIC Deputy General Director, the “Be Healthy” project in the regions of Russia and VHI products launch for natural persons is mainly aimed at solving of social tasks, as the cost of VHI policy that is from 6,000 in a year for an insured makes quality medicine care available to various strata of the city society, as well as formation of the up-to-date civilized market of medical insurance in the regions.

Let’s recall that Ingosstrakh launched the project on creation of the network of medical institutions for provision of services under VHI agreements in 2007 when the company purchased two “Be Healthy” clinics in Moscow. In 2010, the “Be Healthy” clinic for children was opened in Moscow, and the emergency medical service was organized. In spring of 2009, the first two regional offices of the network of medical centers were opened in Saratov and St.-Petersburg, and in 2011 clinics in Krasnodar, Ufa and Kazan were opened. Clinics in Novosibirsk and Rostov-on-Don are planned to be opened during 2011.