Ukrsotsbank Offers New Lending Program for SME Clients
OREANDA-NEWS. June 02, 2011. Ukrsotsbank cares about establishing the mutually beneficial relations with its clients. In order to implement the development plans of its customers PJSC Ukrsotsbank offered the favorable program of lending vehicles for taxi use, taking into account the needs of clients’ enterprises and the specifics of their activities.
Dmitry Pypskyy, Head of SME Division: “All of us are looking forward to Euro-2012. One of the priority areas in the preparations for championship holding is to ensure proper level of cities’ infrastructure. That includes the proper quality of taxi services provided. That is why we have developed special proposal - credit for purchasing the cars for taxi use. New credit terms are aimed at granting the possibility of updating taxi companies, that in its turn will increase the current service level ".
Terms of lending:
Lending period - up to 36 months
The amount of credit - up to 70% of the value of vehicle
Baloon payment - 1%
Interest rate - 18%
Car segment - a new cars and minibuses
Loan repayment schedule: monthly (for the first year of use credit will account to 20% of the credit amount).
Individual clients, who are entrepreneurs and for whom the source of loan repayment is income from transportation of passengers, at the time of application for the loan are to have (owned or leased) at least 1 vehicle that generates income as a taxi. To confirm this fact, the customer must provide supporting documentation of ownership of the vehicle or a rental agreement, as well as supporting documents for cooperation with the taxi services (the information on the number of calls and amount of income received monthly for the last 6 months).
NOTE
Financial indices in the first quarter of 2011 (as of April 1, 2011)
loan portfolio – UAH 37,165 billion
net assets – UAH 41,745 billion
funds of legal entities deposited on thrift and current accounts – UAH 4,899 billion
funds of individuals – UAH 10,010 billion
capital – UAH 6,590 billion
net profit – UAH 1,9 million
UniCredit is one of the leading financial groups in Europe, represented on 50 european markets and its financial networks covers 22 countries. The Group’s network comprises more than 9578 branches with over 162,000 employees.
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