Share of Adverse Credit in Moldovan Banking System Amounts to 10,55%
OREANDA-NEWS. June 01, 2011. As it was informed by the National Bank of Moldova, it declined from the beginning of the year by 2.77 percentage points, compared with April 2010 this figure fell by 6.96 percentage points. Proportion of adverse credit in the SNC at the end of April 2011 amounted to 40.22%, down from the beginning of 2011 by 9.24 percentage points, as compared with April 2010 - by 17.36 percentage points.
However, non performing assets at the end of April 2011 amounted to 7.64% of total assets (-1.33 percentage points since 2011) and 50.01% - from SNC (-8.31 n . etc.). The share of overdue and interest-free loans to total loans at end-April 2011 amounted to 11.95%, an increase of 0.72 percentage points in comparison with the situation at the end of 2010, but decrease by 7.23 PP in comparison with indicators at the end of April last year. At the same time, the share of overdue and interest-free loans to the TRC at the end of April 2011 was 45.53%, which is higher than in December 2010 at 3.84 percentage points but less than in April 2010 at 17, 55 pp.
The share of commercial and industrial loans at end-April 2011 amounted to 52.74%, has increased since the beginning of the year at 1.17 PP, and in comparison with April 2010 - at 0.22 percentage points.
The share of agricultural loans and credits the food industry has increased since the beginning of the year at 0.41 percentage points - Up to 15.27%, and in comparison with April 2010 decreased by 0.6 percentage points.
The share of loans to real estate, construction and development of end-April amounted to 11.79%, down from the beginning of the year at 0.55 percentage points, as compared with April 2010 - at 0.49 percentage points.
The share of consumer loans was 8.11%, down 0.29 percentage points in comparison with the situation at the end of 2010, and 0.34 PP - compared with April last year. The share of energy loans at end-April amounted to 3.7%, which is higher than at the end of December to 0.08 percentage points and more than the end of April last year by 0.78 percentage points.
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