Bank Vozrozhdenie Ranked 6th by Mortgages among Russian Banks
OREANDA-NEWS. April 25, 2011. Bank Vozrozhdenie was ranked 6th in accordance with RBC Rating, having issued about Rub 5 bln of mortgages in 2010. Moreover, the volume of issued mortgages hiked 6.5 times yoy, reported the press-centre of Bank Vozrozhdenie.
Mortgages are one of the priorities for the bank’s retail business. As Alexander Dolgopolov, Deputy Chairman of the Management Board, previously mentioned, “we are planning to double the volume of mortgage portfolio in 2011”.
Bank Vozrozhdenie primarily focuses on clientelle with stable revenues, including existing clients — depositors, borrowers with credit history and employees of corporate clients. A wide range of mortgage products is developed for such customers from standard loans for acquiring property on primary and secondary housing markets to special programs with developers in the regions of presence.
In the beginning of March the bank lowered interest rate on mortgages for the projects under construction collateralized by existing housing by 1.5%. Base rate is currently 12.5% annually for ruble loans.
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