OREANDA-NEWS. March 30, 2011. As part of realizing the project of developing a network of clinics “Be Healthy”, Ingosstrakh OJSIC starts the realization of new insurance products of voluntary medical insurance (VMI) for individuals living in Krasnodar.

The programs were developed on the basis of studying the demand and needs of customers and ensure getting outpatient and dentist’s services on the basis of the clinic “Be Healthy” that opened in Krasnodar on March 1, 2011. And each customer can choose the scope of services he needs.

The product “Optimal Be Healthy” includes an optimal range of medical services: polyclinic services, including calling a doctor to an address within city borders, and dentist’s help on the basis of the clinic “Be Healthy”, and also inpatient treatment in emergency cases in the best medical institutions of Krasnodar. Insurance sums on the programs within the framework of this product amount to: “Polyclinic” - 1 000 000 rubles; “Specialized dentistry” – 500 000 rubles; “Emergency inpatient help” – 1 000 000 rubles.

The product “Standard Be Healthy” will ensure polyclinic and dentist’s services on the basis of the clinic “Be Healthy”, including calling a doctor to an address within city borders. Insurance sums on the programs within the framework of this product amount to: “Polyclinic” - 1 000 000 rubles; “Specialized dentistry” – 500 000 rubles.

The product “Basic Be Healthy” gives a possibility to get polyclinic services in the clinic “Be Healthy”. including calling a doctor to an address within city borders. The insurance sum on the program “Polyclinic” amounts to 1 000 000 rubles.

Another bonus for the customers who chose the products “Optimal Be Healthy”, “Standard Be Healthy” and “Basic Be Healthy” is a possibility to get polyclinic and dentist’s services in emergency cases in the “Be Healthy” clinics in other cities if they are on a business trip or on holiday.

The economy product “Start Be Healthy” covers the necessary scope of medical services on the basis of the clinic “Be Healthy”, including dentist treatment of 4 teeth and aid at home within the city borders. Insurance sums within the framework of the product amount to: “Polyclinic (economy)-regions” - 1 000 000 rubles; “Specialized dentistry (economy)- regions” – 500 000 rubles; “Emergency inpatient aid” – 1 000 000 rubles.

Let us remind you that Ingosstrakh OJSIC launched a product to create its own network of medical institutions to provide services under VMI agreements in 2007, when the company bought two “Be Healthy” clinics in Moscow. In the spring of 2009, two regional representative institutions of the network were opened in Saratov and St. Petersburg, in March 2011, a clinic in Krasnodar started working. In 2011, medical institutions are going to be opened in Kazan, Ufa, Novosibirsk and Rostov-on-Don.

“Be Healthy” clinics are modern outpatient institutions that have a full range of modern treatment and diagnostic equipment and offer a wide choice of services to diagnose and treat illnesses.

“The main goals of the project “Be Healthy” in Russian regions and launch of insurance products for individuals is resolution of social problems and formation of a modern civilized market of medical insurance, - comments Deputy General Director of Ingosstrakh OJSIC Tatyana Kaygorodova. – The cost of a VMI policy starts from 6 000 rubles a year and makes quality medical aid accessible to wide public in each city where there are representative institutions of the network. By offering complex insurance products that ensure adequate and quality medical services at optimal prices to our potential customers in Krasnodar, we are assured of favorable prospects of retail VMI development in this region”.