OREANDA-NEWS. March 10, 2011. In comparison with January 2010 (17.37%), the indicator reduced by 3.98 p.p., according to the National Bank of Moldova.

The share of unfavorable credits in the total normative capital as of the end of January 2011 made up 49.10%, down 0.36 p.p. against December 2010 and 8.83 p.p. – against January 2010. Unfavorable assets as of the end of January 2011 made up 8.85% of the total volume of assets (-0.12 p.p. against December 2010) and 57.75% of the total normative capital (-0.57 p.p.).

The share of overdue and interest-free loans in the total volume of credits as of the end of January 2011 made up 12.84%, up 1.61 p.p. in comparison with the situation as of the end of December 2010, but down 6.29 p.p. compared to the indicators as of the end of January 2010. At the same time, the share of overdue and interest-free credits in the total normative capital by the end of January 2011 made up 47.09%, exceeding the indicators of December 2010 by 5.4 p.p., but 16.69 p.p. lower than the indicators of January 2010.

The share of industrial and commercial credits in January 2011 increased 0.04 p.p. compared to the previous month, to 51.61%, but reduced in comparison with January 2010 by 0.57 p.p. The share of agricultural credits and food industry credits decreased in comparison with the previous month by 0.05 p.p. – to 14.81%, and in comparison with January 2010 – by 1.03 p.p.

The share of loans for real estate, construction and development made up 12.33% by the end of January, down 0.01 p.p. compared to December and up 0.88 p.p. compared to January 2010. The share of consumer credits constituted 8.3%, down 0.1 p.p. in comparison with December and 0.43 p.p. – in comparison with January last year.

The share of fuel-energy loans by the end of January accounted for 3.54%, 0.07 p.p. less than in December and 0.27 p.p. more than in January last year.