OREANDA-NEWS. February 16, 2011. AMT BANK cut the fee for considering an a loan application from 2500 rubles down to 500 rubles. You can have initial consultations as to mortgage matters at any office of the Bank free of charge. The fee for a second consideration of an application is still 2000 rubles, reported the press-centre of AMT BANK.

Today the line of AMT BANK’s mortgage products includes three principal programmes: a loan for purchase of finished housing at a fixed rate (loan products KvartiraRubly (ApartmentRubles) and KvartiraDollary (ApartmentDollars)); a loan for purchase of finished housing at a floating rate (product KvartiraEkonom (EconomyApartment)) and a loan for purchase of an apartment in a newly constructed building at a fixed rate (product KvartiraNovostroyka (NewlyConstructedApartment)).

The lending term is from 7 up to 25 years. The loan amount is from 3 up to 18 million rubles or from 10 up to 600 thousand US dollars. The range of interest rates for loans denominated in rubles is 11.25-16.25% per annum; for loans denominated in US dollars - 8.5-12.5% per annum.

The Bank does not require constant registration at the place of purchase of the housing, when considering a loan application, the total income of the family is taken into account. It is possible to attract up to 4 coborrowers.