OREANDA-NEWS. November 09, 2010. AMT BANK improved terms and conditions of mortgage lending in all regions of its presence: for those customers, who can confirm their main income with a certificate in the form of the Bank, interest rates were cut 0.5% per annum, reported the press-centre of AMT BANK.

AMT BANK gives loans for purchase of apartments in the primary and secondary housing markets in rubles and US dollars. Interest rates of programs for purchasing apartments in newly-constructed buildings are 11-13% per annum in US dollars and 14.75 – 16.75% per annum in rubles. The lending term is from 7 till 25 years.

When considering mortgage applications, the Bank takes into account the total income of the family without taking into account dependents; a loan may be granted prior to registration of title to real estate. In the future AMT BANK intends to improve lending programs by making them more affordable for all categories of customers.