OREANDA-NEWS. October 22, 2010. In Pervouralsk and Noyabrsk, under the beneficial housing insurance program implemented by ROSNO jointly with the municipal housing management companies and partnerships of housing owners, ROSNO has settled the insured accidents under the risk "Flood" involving civil liability to the third parties. The aggregate insurance compensation equalled 58,522 roubles, reported the press-centre of ROSNO.

The insured accident occurred at 3 V.Tsoya Street in Noyabrsk. A blowout in the heating system in the insured apartment resulted in flooding the insurant’s apartment and the apartment located below. Damage was inflicted to internal furnishing of the apartments in the corridor, bathroom, and kitchen. Pursuant to the provisions of the beneficial insurance contract, insurance compensation has been paid both to the insurant (for the damaged property) and to the aggrieved neighbour (under the third party civil liability insurance contract).

Under this insured accident, the aggregate insurance compensation equalled 34,800 roubles.

In Pervouralsk, the insured accident occurred at 2 Chekistov Street. The insured accident occurred due to a breakdown of the cold water tap, resulting in the flooding of the apartment located below. The insurant decided not to apply for insurance compensation for himself; therefore, ROSNO reimbursed only the damage under the civil liability risk to the owner of the apartment located below. The insurance compensation amounted to 23,722 roubles.

Overall during the period of August to October 2010, ROSNO settled five insured accidents in Pervouralsk and Noyabrsk. All of those related to flooding, which is the most frequent type of insured accident in city apartments.