OREANDA-NEWS. October 15, 2010. The experts of IC Allianz ROSNO Life have analyzed the client structure of the company’s portfolio to identify most popular professions of the company’s clients. The most popular jobs among the company’s clients are top managers/middle managers, accountants and economists (25%, 18%, 7% respectively). Furthermore, life insurance is also in demand among those whose work does not involve everyday danger to life and health, reported the press-centre of ROSNO.

The portfolio structure analysis has shown that the clients’ most popular professions are: a top manager and a head of a subdivision — 25%, an accountant — 18%, an economist — 7%, a vehicle driver — 5%. Each of the following professions has a 3% share: a general practitioner, paramedic and other junior medical staff; office managers. Racing drivers, hairdressers and commercial representatives each have a 2% share. Also among the clients of Allianz ROSNO Life are representatives of various creative professions: journalists, photographers, architects, actors, choreographers and singers. Some of the company’s clients have labour-intensive jobs and jobs with high personal responsibility: workers and operators of construction machinery and cranes; roofers, railway personnel, bricklayers-stonedressers, electroplating personnel, as well as patrol policemen, police officers, and many others.

Also, the analysis has revealed that the prevailing share belongs to the client groups with risk classes I and II (55% and 28% respectively). These groups include all office employees, certain medical staff, technical maintenance workers (plumbers, storekeepers, conductors, fuel station personnel, etc.), food industry workers (confectioners, cooks, cheese makers, butchers, etc.), light industry personnel (shoemakers, milk plant workers, seamers, etc.), and many others.

"So broad a variety of professions can be explained by the fact that life insurance, whether in its risk section or accumulative section, is affordable to many social groups. Since all programs are very flexible, clients are always able to adjust the programs’ terms and conditions to their individual needs and financial condition. For example, the clients of Allianz ROSNO Life invest around 25,000 roubles per year, and this figure is valid both for Moscow and for the Russian regions. Furthermore, the corporate insurance market is enjoying an ongoing growth despite the crisis — the increasing number of companies realize the importance of issuing life insurance policies to their employees and provide them with such option in an employee benefit package, along with VMI policies, comments Ms. Zinaida Myakina, Sales Director at IC Allianz ROSNO Life. And the analysis of the clients’ risk classes clearly demonstrates that our people are becoming more responsible in terms of securing financial protection against unforeseen circumstances. Indeed, life insurance services are of importance for everyone, irrespective of whether his or her job is or is not hazardous. For example, according to the official statistics, just in the first six months of the running year, over 9.5 thousand people died in traffic accidents, and over 100 thousand were seriously injured! On the one hand, this is a scary statistics, and on the other hand, it is a good reason to appreciate the importance of caring about your family and guaranteeing its financial protection".