OREANDA-NEWS. April 05, 2010. Within the framework of implementation of the project for development of own chain clinics "Bud Zdorov", Ingosstrakh OJSC launches new voluntary medical insurance products for individuals residing in Saint Petersburg and Saratov.

The new insurance products were developed on the basis of studies of clients' demand, needs and preferences and guarantee the obtainment of outpatient and polyclinic services in Ingosstrakh's own clinics (Bud Zdorov) including dental care services, and home medical care within the city where the insured resides. Moreover, clients may choose to add to any insurance policy urgent in-patient care in the best medical institutions of the cities and first aid services.

The product "Optimal Bud Zdorov" provides a series of outpatient and polyclinic and dental care services in Bud Zdorov regional clinics, including home medical care within the cities. Clients who choose "Optimal Bud Zdorov" may receive urgent polyclinic and dental care services in Bud Zdorov clinics in other cities where they are on business trips or vacation. Insured amounts under this program are the following: "Polyclinic (classical)": 1,000,000 rubles; "Specialized Dental Care": 500,000 rubles; "Urgent In-patient Care": 1,000,000 rubles.

The product "Light Bud Zdorov" includes the most necessary outpatient and polyclinic and dental care services at affordable price. Insured amounts under the product are: "Polyclinic + Dental Care (Light)": 1,500,000 rubles; "Urgent In-patient Care": 1,000,000 rubles. The product is available only for Saratov residents.

The product "Start Bud Zdorov" covers a certain scope of medical services, including treatment of four teeth and home medical care within cities. Insured amounts under the products are: "Polyclinic (Economy)"- Regions: 1,000,000 rubles, "Specialized Dental Care (Economy)"- Regions: 500,000 rubles; "Urgent In-patient Care": 1,000,000 rubles.

"We regard the launch of new voluntary medical insurance products in regions as our company's contribution to the solution of important social tasks, - comments Lada Akulshina, the Deputy Director of Ingosstrakh OJSIC Medical Insurance Department. – The affordable price of the voluntary medical insurance policy (from 8,100 rubles per year) guarantees that most of the population will have a possibility to receive high-quality medical care".

Ingosstrakh started the project for implementation of its own network of medical institutions for provision of services under voluntary medical insurance contracts in 2007. In spring 2009 the first two regional representative offices of the Bud Zdorov network were opened: in Saratov, ul. Vavilova 23/25, and in Saint Petersburg, Ligovsky prospekt 274. These are modern multi-purpose outpatient and polyclinic institutions having a full range of modern treatment and diagnostic equipment and offering a wide range of diagnostic and treatment services.

In 2010 new clinics in Novosibirsk, Kazan, Ufa and Krasnodar are to be opened.