ROSNO Prevents Unjustified Payment of Insurance Compensation
OREANDA-NEWS. March 09, 2010. The Security Department of ROSNO’s Siberian Directorate has suppressed an unlawful attempt by the private client in Kemerovo to claim 1,521,131 roubles of insurance compensation under the MOD insurance contract, reported the press-centre of ROSNO.
The client contacted Kemerovo-ROSNO branch with a loss proof under the MOD insurance contract. According to the produced documents, when driving on the road Kemerovo — Anzhero-Sudzhensk, the vehicle Volkswagen Touareg insured with ROSNO entered the opposite lane and caused a traffic accident by colliding with the vehicle GAZ 278412. As a result of the collision, the insurant’s vehicle has sustained significant damage classified as constructive loss of the vehicle.
During the investigation conducted by ROSNO’s Security Department, it was established that, as of the moment of the traffic accident, the insurant was in a state of alcoholic intoxication, though this fact had been recorded neither in the traffic accident reference, nor in the order on termination of administrative proceedings.
The fact of alcoholic intoxication was discovered during the conversation of ROSNO specialists with the medical ambulance employees called to the scene of the traffic accident, and with the chief medical officer of the hospital where the individual guilty in the traffic accident was transported. The state of alcoholic intoxication had been documented by the results of analyses taken when that individual was admitted to the hospital.
Based upon the collected information, ROSNO specialists determined that the event claimed by the insurant can not be recognized as an insured accident. Having examined the undisputed facts presented by the branch’s Security Department, the insurant withdrew his loss proof.
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