OREANDA-NEWS. February 09, 2010. In comparison with the beginning of the 2009  net assets of the bank  increased 30.4% or AZN 46.5 million  and made up  AZN 199.3 million by the end of 2009. Assets made up 152,8 mln. manat for the beginning of the year.

Loan portfolio which formed the main part of the assets increased too. As a result loan portfolio increased  29% or AZN 28.7 million and exceeded AZN 127.4 million AZN. According to the results of  the end of 2009 bank’s term deposit portfolio increased to a considerable extent. So this indicator   increased    64.5% or AZN 53.8 million up to AZN 137.2 million. The indicator made up 83,4 mln manta to the beginning of the year.

Big dynamics of term deposits of individuals was observed in 2009. In comparison with the beginning of the year  deposits of individuals were increased 39.1% and exceeded AZN 78.7 million. By the end of 2009 Bank’s return on assets (ROA) and return on equity ratio (ROE) totaled 2.3% and 26.8% respectively.  AtaBank’s overall capital increased by 29% or AZN 5.7 million up to AZN 25.1 million.  according the results of the year net profit totaled AZN 4 million.

Since last November the Bank launched a new banking service - SMS-infocard. With help of SMS-infocard  any customer gets an SMS with data about operation on settlement account to his mobile phone. Simultaneously, for the purpose of retail program expansion AtaBank made a decision to expand its branch network. In the first months of 2010 the Bank expects to open two new urban branches after it gets relevant licenses for them. And thus quantity of served branches will be 20 in nine regions of the country.

Last year number of AtaBank’s cash machines increased up to 50. This year it expects to install 10 more cash machines. In 2009 AtaBank’s network of POS-terminals grew up to 289.